Separately Managed Accounts: How They Work, Pros and Cons
An SMA may be an option for investors with at least $50,000 and who want more control over their money managers.
Family Offices: When to Use One and What It Costs
Family offices provide comprehensive financial advisory work, but do you have enough assets to justify the expense?
Do You Need a Financial Advisor? How to Know If It’s Time
It’s not your net worth that matters; it’s what you’re wrestling with. A new baby, stock options or a packed calendar can all be occasions to seek advice, just not always the same kind of advice.
Do You Need a Divorce Financial Planner (CDFA)? When to Hire One
The financial considerations of a divorce can be complex and have lasting effects. Here's how to think through it.
RSUs Vs. Stock Options: What’s the Difference?
RSUs and stock options differ in how they’re granted and taxed. But which is best for you also depends on your tolerance for risk and complexity.
How RSUs Are Taxed — And 3 Tax-Savvy Steps to Take
RSUs are taxed as ordinary income at the time they vest. When you sell the shares, you may owe capital gain taxes.
Assets Under Management (AUM): What It Is, How It’s Used
An advisor’s AUM could be based on many small clients, a few big clients — or both.
What I Learned From My First Meeting With a Financial Advisor
Finding and talking to a financial advisor wasn't as intimidating as I expected.
Net Investment Income Tax: Do You Have to Pay It?
You may owe net investment income tax if you made more than the NIIT income threshold.
Putting a House in Trust: Why, How, Pros and Cons
Putting a house in trust can give you peace of mind and help keep information about your estate private.
How to Open a Trust Account
Once you know what kind of trust you'd like, follow these steps to open a trust account.
What Is a Registered Investment Advisor (RIA)?
Registered investment advisors are regulated by the government, but not all financial advisors are registered.
How Much Can You Earn While on Social Security?
There is no cap on how much you can earn while on Social Security — if you've reached full retirement age.
Should You Take Social Security at 62, 67 or 70?
A comparison of benefits at these three ages is a useful starting point when making retirement decisions.
Why Some Months Have an ‘Extra’ Social Security Payment
Because of holidays and other factors, SSI payments sometimes are off their typical schedule.
How to Find Unclaimed Retirement Benefits
Search databases, contact employers and talk to account custodians to see if you have unclaimed retirement benefits.
How to Find a CPA or Tax Accountant Near You
A CPA can be a valuable asset to your tax toolkit. Here’s a five-step guide on how to find and vet one.
Social Security Schedule: When Do I Get My Next Payment?
Your payment depends on your birth date, among other factors.
Divorced Spouse Social Security Benefits: How Much and How to Qualify
Divorced spouse Social Security benefits can equal up to 50% of an ex-spouse's Social Security retirement benefit.
Social Security and Early Retirement at Age 55: Rules for 2025 and 2026
Most retirement instruments don't allow penalty-free withdrawals at 55, but there are some exceptions to this rule.
