Every year, there's a new crop of Medicare plans available in Colorado. Even if you like your current plan, it might change significantly for next year.
That's why NerdWallet's editorial team analyzes every Medicare plan top to bottom each year.
For 2027, there are 104 Medicare Advantage plans commercially available in Colorado. We dove deep into the data to analyze and compare every single one.
45+ Medicare companies and brands analyzed by our team of experts.
30+ years of combined experience covering Medicare and personal finance.
Governed by NerdWallet's strict guidelines for editorial integrity.
NerdWallet’s Medicare content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in Medicare. Their work has appeared in The Associated Press, Washington Post, Nasdaq, MSN, MarketWatch, Yahoo! Finance and other national and regional media outlets. They have been cited in publications including Healthline, and appeared on NerdWallet's "Smart Money" podcast.
Compare the best Medicare Advantage plans in Colorado
Insurance company | NerdWallet rating | $0 plan availability | Members in high-quality plans | Member experience | Learn more |
|---|---|---|---|---|---|
BEST FOR PLAN OPTIONS | |||||
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 3.8/5 | 68% (Average) | Medium (50% to 84%) | 3.26 (Below average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
BEST MAJOR COMPANY | |||||
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 4.6/5 | 80% (Above average) | High (85% to 100%) | 3.86 (Above average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
BEST FOR BRAND-NAME PRESCRIPTION DRUGS | |||||
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 4.2/5 | 78% (Above average) | Medium (50% to 84%) | 3.4 (Average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 4.7/5 | 54% (Below average) | High (85% to 100%) | 3.12 (Below average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
NerdWallet's picks in Colorado
We analyzed every Medicare Advantage plan sold in Colorado to find the best based on premiums, prescription drug coverage, costs for medical care, quality ratings, customer satisfaction and more.
These companies had plans that came out on top of our state-specific analysis:
Select Health.
Here's every Medicare Advantage plan in Colorado that includes prescription drug coverage and earned at least 4 out of 5 stars on our scoring system. Plans are listed in order of NerdWallet's star rating, starting with the highest-rated plans.
Standard plans
Humana Total Complete (HMO).
Humana Essentials Plus Giveback (HMO).
Kaiser Permanente Senior Advantage Core DM (HMO-POS).
Select Health Medicare Essential (HMO).
Kaiser Permanente Senior Advantage Core North (HMO-POS).
Kaiser Permanente Senior Advantage Core South (HMO-POS).
Kaiser Permanente Senior Advantage Bronze DM (HMO-POS).
Special needs plans
Humana Dual Select H0028-078 (HMO D-SNP).
Humana Dual Select H0028-079 (HMO D-SNP).
Kaiser Permanente Dual Essential (HMO D-SNP).
Kaiser Permanente Dual Complete Pueblo (HMO D-SNP).
Kaiser Permanente Dual Complete (HMO D-SNP).
UHC Dual Complete CO-Q2 (PPO D-SNP).
» MORE: Best Medicare Advantage plans
What to know about Medicare Advantage in Colorado
Nearly 1.1 million people in Colorado are signed up for Medicare.
The average monthly premium in 2027 for a Medicare Advantage plan in Colorado is $9.10. (In 2026, it was $11.67.)
There are 104 Medicare Advantage plans available in Colorado in 2027. (In 2026, there were 107.)
96.5% of Medicare-eligible people in Colorado have access to a $0-premium Medicare Advantage plan.
Medicare is the government health care program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
» MORE: Medicare vs. Medicare Advantage: Which should I choose?
Medicare resources in Colorado
Senior Health Care & Medicare Assistance: Free guidance and counseling for Medicare enrollees.
Colorado Division of Insurance: For questions about your insurance.
Health First Colorado: For questions about Medicaid benefits or eligibility.
How to choose a Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have preferred medical providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
Looking for more insurance in Colorado? Check out these resources:
NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines.
- 1.Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Oct 23, 2026.
Medicare Advantage review methodology
NerdWallet’s Medicare Advantage ratings are based on premiums, out-of-pocket costs, prescription drug coverage, quality data from the Centers for Medicare & Medicaid Services, consumer experience and more. We analyze and calculate ratings for every Medicare Advantage plan sold throughout the U.S. on a curved 5-point scale.
At the national level, we calculate ratings for companies as the average of their plans’ scores, weighted by enrollment.
NerdWallet’s editorial team analyzed companies covering about 87% of all Medicare Advantage beneficiaries in the United States. We reviewed 23 Medicare Advantage brands, with some insurance companies having more than one brand under their umbrella. (For example, Blue Cross Blue Shield includes the brands Anthem and Highmark.)
The Medicare Advantage marketplace is concentrated among just a handful of companies. In many places, one company serves more than half of the market. At the national level, NerdWallet’s reviews include each of the 10 largest brands by enrollment.
We research and analyze all commercial Medicare Advantage plans and publish reviews for selected companies. At the state level, we review at least one major insurer in every state where Medicare Advantage plans are sold, and we review both of the top two insurers in 40 of those 49 states. (Alaska doesn't offer Medicare Advantage plans.) We also look at online search volume to identify regional and other notable players in the space.
These reviews are a guide, but we encourage you to shop around and compare several plans to find the best coverage and rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for Medicare Advantage.
This roundup includes only insurers that sell Medicare Advantage in Colorado.