Kim LoweHead of Content, Personal & Student Loans
25 years of Consumer Lending experience
Calculators
NerdWallet’s Personal Loan Calculators
Tap into our calculators to estimate monthly loan payments, measure your debt against income and see if refinancing a personal loan makes sense.
Our calculators are built to give you financial guidance that makes sense no matter where you are in your journey.
Built by Nerds
Every calculator is built and reviewed by NerdWallet's writers and editors — real people with decades of expertise.
Always up to date
Rates, limits and formulas are reviewed regularly, so you're never calculating with stale numbers.
Free and unbiased
No sign-ups, no strings. Results are never influenced by business relationships.
Laura McMullen, editor and content strategist at NerdWallet
Personal loan calculators
Debt Consolidation Calculator
Enter your current debts to estimate your savings with a debt consolidation loan.
Debt Consolidation Calculator
Personal Loan Extra Payment Calculator: Estimate Your Savings
APR Calculator: Estimate Cost of Borrowing With a Personal Loan
Personal Loan Comparison Calculator: Compare Costs Between Loans
Use our calculator to evaluate two personal loan offers. Compare monthly payments, total costs and APRs to help you choose the right loan for you.
Personal Loan Extra Payment Calculator: Estimate Your Savings
See how adding money toward your monthly loan payments can save you money and time in debt.
Built by the Nerds
Our calculators are reviewed, tested and maintained by NerdWallet's Personal Loans editorial team.
