Abby DoyleLead Writer & Content Strategist
12 years of journalism experience
Calculators
NerdWallet's Home Loans Calculators
Estimate your monthly payments, figure out how much house you can afford, and explore whether it's time to tap your equity.
Our calculators are built to give you financial guidance that makes sense no matter where you are in your journey.
Built by Nerds
Every calculator is built and reviewed by NerdWallet's Home Loans writers and editors — we take time getting it right, so you can get accurate estimates.
Always up to date
Rates, limits and formulas are reviewed regularly — so you're never calculating with stale numbers.
Free and unbiased
No sign-ups, no strings. Results are never influenced by business relationships.
Abby Doyle, lead mortgages writer at NerdWallet
Mortgage Calculators
How Much House Can I Afford?
Mortgage Calculator
Use this free mortgage calculator to estimate your monthly mortgage payments and annual amortization.
VA Mortgage Calculator
Thinking about a VA mortgage? Use this VA loan calculator to estimate your monthly mortgage payment.
USDA Loan Calculator
Our USDA mortgage calculator helps you estimate the costs of your USDA loan, including your mortgage insurance premium.
Mortgage Points Calculator: When Would You Break Even?
PMI Calculator: How Much Is Mortgage Insurance?
You can get a home loan with less than a 20% down payment, but you'll probably have to pay for mortgage insurance.
Refinancing & Home Equity Calculators
Cash-Out Refinance Calculator
Calculate how much you could borrow with a cash-out refinance.
Home Equity Loan Calculator
Our calculator estimates your maximum borrowing limit, along with your monthly payments.
HELOC Calculator
If you have at least 15% equity in your home, you may be able to qualify for a home equity line of credit.
Mortgage Payoff Calculator: How Much Should Your Extra Payments Be?
You can pay off your mortgage early by adding to your monthly payments or refinancing; our calculator will show you how much to pay.
Calculate the Costs of Owning a Home
NerdWallet’s free homeownership cost calculator can help you estimate your monthly bills.
Mortgage Amortization Calculator
Your amortization schedule will show you how much of your monthly mortgage payments you spend toward principal and interest.
From us, to you
Our calculators are reviewed, tested and maintained by NerdWallet's Home Loans editorial team. Seriously...we're in alllll the details.
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